Wearing jewelry is not part of my everyday life. For me, pieces of jewelry are luxury items and a fashion statement.
I have no experience buying any type of jewelry. I have wrist watches that I occasionally wear, but they were presents from my parents and my aunt for my previous birthdays.
One is because a pricey piece of jewelry says something about their economic status and serves as a fashion statement. For some people, it is a good investment which can be a source of instant cash when rough times come.
Rarely do I wear any piece of jewelry. I only wear a piece of jewelry during special occasions when I need to pair one up with clothes. Other than those, I do not see any need to wear jewelry.